/* ============================================================
   JS Advisory Group — Shared Stylesheet
   Brand: navy / gold / cream · Cormorant Garamond + DM Sans
   ============================================================ */

*, *::before, *::after { margin:0; padding:0; box-sizing:border-box; }
html { scroll-behavior:smooth; }

:root {
  --navy:#0B1929; --navy2:#0F2236; --gold:#C8A456; --gold2:#DFC07C;
  --goldbg:#F8F0DC; --cream:#F9F6EF; --cream2:#EDEAE2; --ink:#1A1A1A;
  --gray:#5E5E5E; --pale:#EDEAE2; --green:#1B5E38; --greenbg:#EBF4EE;
}

body {
  font-family:'DM Sans',sans-serif; color:var(--ink);
  background:var(--cream); line-height:1.6; overflow-x:hidden;
}

.container { max-width:1080px; margin:0 auto; padding:0 28px; }
.container-narrow { max-width:820px; margin:0 auto; padding:0 28px; }

/* ── NAV ── */
nav {
  position:fixed; top:0; left:0; right:0; z-index:100;
  background:rgba(11,25,41,0.96); backdrop-filter:blur(8px);
  border-bottom:1px solid rgba(200,164,86,0.18);
}
.nav-inner {
  max-width:1080px; margin:0 auto; padding:12px 28px;
  display:flex; justify-content:space-between; align-items:center;
}
.nav-logo { display:flex; align-items:center; gap:12px; text-decoration:none; }
.nav-logo img { height:38px; width:auto; display:block; }
.nav-logo .nav-logo-text {
  font-family:'Cormorant Garamond',serif; font-size:20px; font-weight:600;
  color:#fff; letter-spacing:0.3px;
}
.nav-links { display:flex; gap:28px; align-items:center; }
.nav-links a {
  color:rgba(255,255,255,0.72); text-decoration:none; font-size:13px;
  font-weight:400; letter-spacing:0.3px; transition:color 0.2s;
}
.nav-links a:hover, .nav-links a.active { color:var(--gold2); }
.nav-cta {
  background:var(--gold); color:var(--navy) !important; padding:9px 18px;
  border-radius:4px; font-size:11px !important; font-weight:500 !important;
  letter-spacing:1.5px; text-transform:uppercase;
}
.nav-cta:hover { background:var(--gold2); }
.nav-academy {
  font-size:11px !important; font-weight:500 !important;
  letter-spacing:1.2px; text-transform:uppercase;
  color:var(--gold2) !important; border:1px solid rgba(200,164,86,0.35);
  padding:7px 14px !important; border-radius:4px;
  transition:all 0.2s;
}
.nav-academy:hover { border-color:var(--gold); background:rgba(200,164,86,0.08); color:var(--gold) !important; }
.nav-toggle { display:none; background:none; border:none; color:#fff; font-size:24px; cursor:pointer; }

@media (max-width:820px){
  .nav-links { display:none; }
  .nav-toggle { display:block; }
  .nav-logo .nav-logo-text { display:none; }
}

/* ── BUTTONS ── */
.btn-primary {
  background:var(--gold); color:var(--navy); padding:15px 32px; border-radius:5px;
  font-size:12px; font-weight:500; letter-spacing:1.8px; text-transform:uppercase;
  text-decoration:none; transition:all 0.2s; display:inline-block; cursor:pointer; border:none;
}
.btn-primary:hover { background:var(--gold2); transform:translateY(-2px); }
.btn-ghost {
  border:1px solid rgba(200,164,86,0.5); color:var(--gold2); padding:15px 32px;
  border-radius:5px; font-size:12px; font-weight:500; letter-spacing:1.8px;
  text-transform:uppercase; text-decoration:none; transition:all 0.2s; display:inline-block;
}
.btn-ghost:hover { border-color:var(--gold); background:rgba(200,164,86,0.08); }

/* ── HERO (home) ── */
.hero {
  background:var(--navy); color:#fff; padding:150px 0 110px;
  position:relative; overflow:hidden;
}
.hero::before {
  content:''; position:absolute; top:0; right:-200px; width:700px; height:700px;
  background:radial-gradient(circle, rgba(200,164,86,0.08) 0%, transparent 70%);
  pointer-events:none;
}
.hero-grid { position:relative; z-index:2; display:grid; grid-template-columns:1.15fr 0.85fr; gap:50px; align-items:center; }
.hero-eyebrow {
  font-size:11px; font-weight:500; letter-spacing:3px; text-transform:uppercase;
  color:var(--gold); margin-bottom:22px; opacity:0; animation:fadeUp 0.7s ease forwards;
}
.hero h1 {
  font-family:'Cormorant Garamond',serif; font-size:52px; font-weight:600;
  line-height:1.12; margin-bottom:24px; letter-spacing:-0.5px;
  opacity:0; animation:fadeUp 0.7s ease 0.1s forwards;
}
.hero h1 em { color:var(--gold); font-style:italic; }
.hero p.lead {
  font-size:17px; line-height:1.75; color:rgba(255,255,255,0.68);
  font-weight:300; max-width:480px; margin-bottom:34px;
  opacity:0; animation:fadeUp 0.7s ease 0.2s forwards;
}
.hero-btns { display:flex; gap:16px; flex-wrap:wrap; opacity:0; animation:fadeUp 0.7s ease 0.3s forwards; }
.hero-emblem { display:flex; justify-content:center; align-items:center; opacity:0; animation:fadeUp 0.9s ease 0.35s forwards; }
.hero-emblem img { width:300px; height:auto; max-width:100%; }

@keyframes fadeUp { from { opacity:0; transform:translateY(20px); } to { opacity:1; transform:translateY(0); } }

@media (max-width:820px){
  .hero { padding:120px 0 70px; }
  .hero-grid { grid-template-columns:1fr; gap:36px; }
  .hero h1 { font-size:38px; }
  .hero-emblem { order:-1; }
  .hero-emblem img { width:220px; }
}

/* ── SERVICE PAGE HERO (sub-page) ── */
.subhero {
  background:var(--navy); color:#fff; padding:140px 0 70px; position:relative; overflow:hidden;
}
.subhero::before {
  content:''; position:absolute; top:-150px; right:-150px; width:560px; height:560px;
  background:radial-gradient(circle, rgba(200,164,86,0.09) 0%, transparent 70%); pointer-events:none;
}
.subhero .breadcrumb {
  font-size:11px; letter-spacing:1.5px; text-transform:uppercase; color:rgba(255,255,255,0.45);
  margin-bottom:18px; position:relative; z-index:2;
}
.subhero .breadcrumb a { color:var(--gold2); text-decoration:none; }
.subhero .eyebrow {
  font-size:11px; font-weight:500; letter-spacing:3px; text-transform:uppercase;
  color:var(--gold); margin-bottom:16px; display:block; position:relative; z-index:2;
}
.subhero h1 {
  font-family:'Cormorant Garamond',serif; font-size:46px; font-weight:600; line-height:1.15;
  max-width:760px; margin-bottom:20px; letter-spacing:-0.5px; position:relative; z-index:2;
}
.subhero p.lead {
  font-size:17px; line-height:1.75; color:rgba(255,255,255,0.7); font-weight:300;
  max-width:620px; position:relative; z-index:2;
}
@media (max-width:820px){ .subhero { padding:120px 0 56px; } .subhero h1 { font-size:34px; } }

/* ── TRUST BAR ── */
.trustbar { background:var(--gold); padding:14px 0; }
.trustbar-inner { max-width:1080px; margin:0 auto; padding:0 28px; display:flex; justify-content:center; gap:44px; flex-wrap:wrap; }
.trustbar span { font-size:11px; font-weight:500; letter-spacing:1.5px; text-transform:uppercase; color:var(--navy); display:flex; align-items:center; gap:8px; }
.trustbar svg { width:15px; height:15px; }

/* ── SECTIONS ── */
section { padding:90px 0; }
.section-eyebrow { font-size:11px; font-weight:500; letter-spacing:3px; text-transform:uppercase; color:var(--gold); margin-bottom:14px; display:block; }
.section-title { font-family:'Cormorant Garamond',serif; font-size:38px; font-weight:600; line-height:1.2; color:var(--navy); margin-bottom:18px; letter-spacing:-0.3px; }
.section-intro { font-size:16px; color:var(--gray); font-weight:300; max-width:620px; line-height:1.75; }

@media (max-width:820px){ section { padding:60px 0; } .section-title { font-size:30px; } }

/* ── CONTENT PROSE (service pages) ── */
.prose-section { padding:70px 0; }
.prose-block { max-width:760px; }
.prose-block h2 { font-family:'Cormorant Garamond',serif; font-size:30px; font-weight:600; color:var(--navy); margin-bottom:14px; line-height:1.25; }
.prose-block h3 { font-family:'Cormorant Garamond',serif; font-size:21px; font-weight:600; color:var(--navy); margin:28px 0 8px; }
.prose-block p { font-size:15.5px; color:var(--gray); font-weight:300; line-height:1.8; margin-bottom:16px; }
.prose-block p strong { color:var(--ink); font-weight:500; }
.prose-block ul { margin:8px 0 20px; padding-left:0; list-style:none; }
.prose-block ul li { font-size:15px; color:var(--gray); font-weight:300; line-height:1.7; padding-left:26px; position:relative; margin-bottom:10px; }
.prose-block ul li::before { content:''; position:absolute; left:0; top:10px; width:8px; height:8px; background:var(--gold); transform:rotate(45deg); }

/* ── KEY STATS ROW ── */
.stat-row { display:grid; grid-template-columns:repeat(3,1fr); gap:24px; margin:44px 0; }
.stat-box { background:#fff; border:1px solid var(--pale); border-top:3px solid var(--gold); border-radius:8px; padding:26px 24px; }
.stat-box .stat-num { font-family:'Cormorant Garamond',serif; font-size:34px; font-weight:600; color:var(--gold); line-height:1; display:block; margin-bottom:8px; }
.stat-box .stat-label { font-size:13px; color:var(--gray); font-weight:300; line-height:1.6; }
@media (max-width:820px){ .stat-row { grid-template-columns:1fr; gap:14px; } }

/* ── HIGHLIGHT CARD (PR angle / callout) ── */
.callout { background:var(--navy); color:#fff; border-radius:10px; padding:36px 40px; margin:40px 0; position:relative; overflow:hidden; }
.callout::before { content:''; position:absolute; left:0; top:0; bottom:0; width:4px; background:var(--gold); }
.callout .callout-eyebrow { font-size:10px; font-weight:500; letter-spacing:2.5px; text-transform:uppercase; color:var(--gold); margin-bottom:12px; display:block; }
.callout h3 { font-family:'Cormorant Garamond',serif; font-size:24px; font-weight:600; color:#fff; margin-bottom:12px; line-height:1.3; }
.callout p { font-size:14.5px; color:rgba(255,255,255,0.7); font-weight:300; line-height:1.75; }
@media (max-width:820px){ .callout { padding:28px 26px; } }

/* ── FAQ ── */
.faq-section { background:var(--cream); }
.faq-list { max-width:820px; margin:36px auto 0; }
.faq-item { border-bottom:1px solid var(--cream2); }
.faq-q { width:100%; text-align:left; background:none; border:none; padding:22px 40px 22px 0; cursor:pointer; font-family:'Cormorant Garamond',serif; font-size:19px; font-weight:600; color:var(--navy); position:relative; line-height:1.35; }
.faq-q::after { content:'+'; position:absolute; right:6px; top:50%; transform:translateY(-50%); font-size:24px; color:var(--gold); font-family:'DM Sans',sans-serif; font-weight:300; transition:transform 0.2s; }
.faq-item.open .faq-q::after { content:'−'; }
.faq-a { max-height:0; overflow:hidden; transition:max-height 0.3s ease; }
.faq-item.open .faq-a { max-height:600px; }
.faq-a p { font-size:14.5px; color:var(--gray); font-weight:300; line-height:1.8; padding:0 40px 24px 0; }

/* ── CONTACT FORM ── */
.contact-section { background:var(--navy); color:#fff; }
.contact-grid { display:grid; grid-template-columns:0.9fr 1.1fr; gap:54px; align-items:start; }
.contact-section .section-eyebrow { color:var(--gold); }
.contact-section .section-title { color:#fff; }
.contact-section .section-intro { color:rgba(255,255,255,0.65); }
.contact-detail { display:flex; gap:14px; align-items:flex-start; margin-top:26px; }
.contact-detail .ci-icon { width:40px; height:40px; border-radius:7px; background:rgba(200,164,86,0.15); display:flex; align-items:center; justify-content:center; flex-shrink:0; }
.contact-detail .ci-icon svg { width:20px; height:20px; }
.contact-detail .ci-label { font-size:11px; letter-spacing:1.5px; text-transform:uppercase; color:rgba(255,255,255,0.45); margin-bottom:3px; }
.contact-detail .ci-value { font-size:15px; color:#fff; font-weight:400; }
.contact-detail .ci-value a { color:var(--gold2); text-decoration:none; }
.contact-form { background:#fff; border-radius:10px; padding:34px; }
.form-field { margin-bottom:18px; }
.form-field label { display:block; font-size:11px; letter-spacing:1px; text-transform:uppercase; color:var(--gray); margin-bottom:7px; font-weight:500; }
.form-field input, .form-field select, .form-field textarea {
  width:100%; padding:12px 14px; border:1px solid var(--cream2); border-radius:6px;
  font-family:'DM Sans',sans-serif; font-size:14px; color:var(--ink); background:var(--cream); transition:border-color 0.2s;
}
.form-field input:focus, .form-field select:focus, .form-field textarea:focus { outline:none; border-color:var(--gold); background:#fff; }
.form-field textarea { resize:vertical; min-height:100px; }
.form-submit { width:100%; background:var(--navy); color:var(--gold2); border:none; padding:15px; border-radius:6px; font-family:'DM Sans',sans-serif; font-size:12px; font-weight:500; letter-spacing:1.8px; text-transform:uppercase; cursor:pointer; transition:background 0.2s; }
.form-submit:hover { background:var(--navy2); }
.form-note { font-size:11px; color:var(--gray); font-weight:300; margin-top:14px; line-height:1.5; }
@media (max-width:820px){ .contact-grid { grid-template-columns:1fr; gap:36px; } }

/* ── SERVICES GRID (home) ── */
.services-grid { display:grid; grid-template-columns:repeat(2,1fr); gap:24px; margin-top:50px; }
.service-card { background:#fff; border:1px solid var(--pale); border-radius:8px; padding:34px 32px; transition:all 0.25s; position:relative; overflow:hidden; text-decoration:none; display:block; }
.service-card::before { content:''; position:absolute; top:0; left:0; right:0; height:3px; background:var(--gold); transform:scaleX(0); transform-origin:left; transition:transform 0.3s; }
.service-card:hover { border-color:var(--gold); transform:translateY(-4px); box-shadow:0 12px 30px rgba(11,25,41,0.08); }
.service-card:hover::before { transform:scaleX(1); }
.service-icon { width:52px; height:52px; border-radius:8px; background:var(--goldbg); display:flex; align-items:center; justify-content:center; margin-bottom:20px; }
.service-icon svg { width:28px; height:28px; }
.service-card h3 { font-family:'Cormorant Garamond',serif; font-size:23px; font-weight:600; color:var(--navy); margin-bottom:10px; }
.service-card p { font-size:14px; color:var(--gray); font-weight:300; line-height:1.7; }
.service-card .service-detail { font-size:12.5px; color:var(--gold); font-weight:500; margin-top:14px; letter-spacing:0.3px; }
@media (max-width:820px){ .services-grid { grid-template-columns:1fr; gap:18px; } }

/* ── APPROACH ── */
.approach-section { background:var(--navy); color:#fff; }
.approach-head { text-align:center; max-width:640px; margin:0 auto 56px; }
.approach-head .section-eyebrow { color:var(--gold); }
.approach-head .section-title { color:#fff; }
.approach-head p { font-size:16px; color:rgba(255,255,255,0.68); font-weight:300; line-height:1.8; margin-top:8px; }
.approach-cols { display:grid; grid-template-columns:repeat(3,1fr); gap:34px; }
.approach-col { text-align:center; }
.approach-col .ac-num { font-family:'Cormorant Garamond',serif; font-size:40px; color:var(--gold); font-weight:600; line-height:1; margin-bottom:12px; }
.approach-col h4 { font-family:'Cormorant Garamond',serif; font-size:20px; color:#fff; margin-bottom:8px; }
.approach-col p { font-size:13.5px; color:rgba(255,255,255,0.6); font-weight:300; line-height:1.7; }
@media (max-width:820px){ .approach-cols { grid-template-columns:1fr; gap:30px; } }

/* ── TEAM ── */
.team-head { margin-bottom:50px; }
.team-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:22px; }
.team-card { background:#fff; border:1px solid var(--pale); border-radius:10px; padding:28px 26px; transition:all 0.25s; text-align:center; }
.team-card:hover { border-color:var(--gold); transform:translateY(-3px); box-shadow:0 10px 26px rgba(11,25,41,0.07); }
.team-avatar { width:72px; height:72px; border-radius:50%; margin:0 auto 16px; background:var(--navy); display:flex; align-items:center; justify-content:center; font-family:'Cormorant Garamond',serif; font-size:26px; font-weight:600; color:var(--gold); border:1px solid rgba(200,164,86,0.3); }
.team-card.lead .team-avatar { background:var(--gold); color:var(--navy); border:none; }
.team-card h4 { font-family:'Cormorant Garamond',serif; font-size:20px; color:var(--navy); margin-bottom:4px; }
.team-card .role { font-size:12px; letter-spacing:1px; text-transform:uppercase; color:var(--gold); font-weight:500; margin-bottom:10px; }
.team-card .bio { font-size:13px; color:var(--gray); font-weight:300; line-height:1.65; }
@media (max-width:820px){ .team-grid { grid-template-columns:1fr; gap:16px; } }

/* ── PHILOSOPHY ── */
.philo-section { background:var(--goldbg); }
.philo-inner { max-width:760px; margin:0 auto; text-align:center; }
.philo-mark { font-family:'Cormorant Garamond',serif; font-size:80px; color:var(--gold); line-height:0.5; height:40px; }
.philo-quote { font-family:'Cormorant Garamond',serif; font-style:italic; font-size:30px; color:var(--navy); line-height:1.45; margin-bottom:22px; }
.philo-cite { font-size:12px; font-weight:500; letter-spacing:2px; text-transform:uppercase; color:var(--gold); }
.philo-cite span { color:var(--gray); }
@media (max-width:820px){ .philo-quote { font-size:23px; } }

/* ── RELATED SERVICES (cross-link) ── */
.related { background:var(--cream); }
.related-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:20px; margin-top:36px; }
.related-card { background:#fff; border:1px solid var(--pale); border-radius:8px; padding:24px; text-decoration:none; transition:all 0.2s; }
.related-card:hover { border-color:var(--gold); transform:translateY(-3px); }
.related-card h4 { font-family:'Cormorant Garamond',serif; font-size:18px; color:var(--navy); margin-bottom:6px; }
.related-card p { font-size:13px; color:var(--gray); font-weight:300; line-height:1.6; }
.related-card .arrow { color:var(--gold); font-size:12px; font-weight:500; letter-spacing:1px; text-transform:uppercase; margin-top:12px; display:inline-block; }
@media (max-width:820px){ .related-grid { grid-template-columns:1fr; gap:14px; } }

/* ── FOOTER ── */
footer { background:var(--navy); color:#fff; padding:54px 0 0; }
.footer-grid { display:grid; grid-template-columns:1.4fr 1fr 1fr; gap:40px; padding-bottom:40px; border-bottom:1px solid rgba(200,164,86,0.15); align-items:start; }
.footer-logo img { height:54px; width:auto; margin-bottom:14px; }
.footer-tagline { font-size:13px; color:rgba(255,255,255,0.5); font-weight:300; line-height:1.7; max-width:300px; }
.footer-col h4 { font-size:11px; letter-spacing:2px; text-transform:uppercase; color:var(--gold); margin-bottom:16px; }
.footer-col a, .footer-col p { display:block; font-size:13px; color:rgba(255,255,255,0.6); text-decoration:none; margin-bottom:10px; font-weight:300; }
.footer-col a:hover { color:var(--gold2); }
.footer-disclaimer { padding:24px 0 40px; font-size:10px; color:rgba(255,255,255,0.3); line-height:1.7; font-weight:300; }
.footer-disclaimer p { margin-bottom:12px; }
.footer-disclaimer .footer-brokercheck { font-size:13px; color:rgba(255,255,255,0.85); font-weight:400; margin-bottom:18px; padding-bottom:16px; border-bottom:1px solid rgba(200,164,86,0.2); }
.footer-disclaimer .footer-brokercheck a { color:var(--gold2); text-decoration:underline; font-weight:600; }
.footer-disclaimer .footer-brokercheck a:hover { color:var(--cream); }
.footer-bottom-bar { height:4px; background:linear-gradient(90deg,var(--gold) 0%,var(--gold2) 55%,var(--gold) 100%); }
@media (max-width:820px){ .footer-grid { grid-template-columns:1fr; gap:30px; } }